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The Canadian Dental Care Plan in Oshawa | CDCP Dental Insurance | Simcoe Smile Dental

Committed to the city of Oshawa, Simcoe Smile Dental accepts the new Canadian Dental Care Plan. Let’s see what it’s all about and if you qualify!

What is the CDCP

The Canadian Dental Care Plan (CDCP) is a federal program (but administered through Sun Life) for citizens that have a household income less than $90,000 and currently don’t have dental benefits.

Who is Eligible for the CDCP?

First, if you aren’t already notified, check your eligibility and sign up here: https://www.canada.ca/en/services/benefits/dental/dental-care-plan/qualify.html

all Canadian citizens have access to this program now.

Does the CDCP Mean I get Free Dentistry?

No. It isn’t free dentistry for you but it is designed to cover a portion of your cost based on your annual income. Here is how much that it covers based on your annual income:

  • If your annual income is less than $70,000: there is no co-payment.
  • If your annual income is between $70,000 and $79,999, then your co-payment is 40 per cent (the CDCP will only cover 60%)
  • If your annual income is between $80,000 and $89,999, then your co-payment is 60 per cent (the CDCP will only cover 40%)

However, this is based on certain fee guide. If the dental office charges higher than the fee guide that the CDCP uses, then you are responsible for that additional payment. Call us to confirm how much you would have to pay!

What Services Are Covered in the Canadian Dental Care Plan?

Routine services are covered now such as:

  • Dental cleaning such as Scaling (cleaning), polishing, sealants, and fluoride.
  • Examinations and X-rays.
  • Fillings and root canal treatments.
  • Oral surgery services, including extractions.

However, some of these can only be covered once a year and some of them that require predetermination may not be covered as of May 1st, but starting in November 2025.

Call us now and we can help guide you through your coverage (289) 312-1482.

Simcoe Smile Dental
936 Simcoe St N
Oshawa, ON L1G 4W2

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